Marianne Leonard Cashman - William Raveis R.E. & Home Services



406 East Merrimack Street, Lowell, MA 01852

Condo

$197,500
Price

4
Rooms
2
Beds
1
Baths
THIS CONDO IS BURSTING WITH SO MUCH CHARACTER AND CHARM! Hardwood floors, soaring ceilings and lots of natural light make this end unit a must see! As you enter, off to your right is the spacious living room complete with a fireplace - the perfect place to relax after a busy day. Next you'll find the master bedroom with ample closet space. The dining room - which is technically the second bedroom - offers plenty of space to entertain. The updated kitchen has a gorgeous new back splash and an eat in area that offers plenty of space for folks to gather around. The full bath finishes off the first floor. A laundry area and tons of storage space can be found In the unfinished basement. And there's more! In front, your own patio area that overlooks the common area with its perennial gardens offers you the perfect spot to relax on those warm summer nights. All this and walking distance to all of the restaurants, theater and even a minor league baseball team that downtown has to offer!
Open House
No scheduled Open Houses

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Mortgage scams are everywhere, and many times are well disguised so they can be hard to uncover. Not all mortgage lenders have your interest at heart so when you go out for a mortgage loan, keep an eye on these warning signs and Mortgage scams are everywhere, but this time around they come like a wolf in sheep clothing, so it is pretty hard to uncover them. Not all mortgage lenders have your interest at heart so when you go out for a mortgage loan, keep an eye on these warning signs and be prepared to run away from any lender who does the following shady actions:

They pressure you to borrow more than what you want or need

Even though you are eligible for a certain sum of money that does not mean you have to spend heavily on buying a home. Paying less on a home purchase will prevent you from living from hand to mouth in your new home. An honest lender understands and will respect your choice to borrow less than you can afford instead that encouraging you to overspend or splurge on a house.

They rush you into signing documents without reading it

Getting a mortgage is complicated. There are piles of complicated paperwork, so it is crucial that you wrap your head around every document before putting your pen on it. If a lender encourages you or uses the familiar phrase "Everything is fine," it is best you withdraw yourself f from the mortgage. No matter how busy the bank may be, they would give you time to read through the papers.

They don’t give you a Good Faith Estimate

According to law, after three days of applying for a mortgage, a bank must provide a Good Faith Estimate showing your mortgage rate, closing cost, and other mortgage-related expenses. This way, a borrower will clearly understand their cost and know the estimated amount you will pay at closing. A shady lender typically does not provide this, so make sure you request one. Many banks hide this information to prevent borrowers from comparing the cost with other banks.

They use the bait and switch on you

To get more borrowers and get them excited about taking a mortgage, disreputable lenders promise borrowers one set of terms, but when it gets to closing, they deliver a different set of conditions. It is the sad truth some lenders get borrowers excited and take advantage of them when they're in a state of euphoria to alter the loan terms at the dying minute. If a lender uses this tactic on you, request an explanation. And if their reasons do not seem reasonable to you or your realtor, do not sign the mortgage documents.

They give you a blank loan form to sign

When going over mortgage document with your loan officer, be watchful for any blank forms or lines, and make sure the lender fills in all relevant information before you sign.

Getting a mortgage is not a stroll in the park. Experts recommend that you consult your attorney, local credit counseling agency or financial advisor to be on a safe side.


This Single-Family in Andover, MA recently sold for $765,000. This Colonial style home was sold by Marianne Leonard Cashman - William Raveis R.E. & Home Services.


4 Hemlock Road, Andover, MA 01810

Single-Family

$749,900
Price
$765,000
Sale Price

9
Rooms
4
Beds
3/1
Full/Half Baths
WELCOME TO ECO-FRIENDLY, EFFICIENT LIVING IN A GORGEOUS HOME BURSTING WITH ENHANCEMENTS! Sellers have added over $180,000 in value within the last 4 years including a new roof (2014), solar panels, hardwood floors in master, new carpet in LL, new boiler, new 5 zone central air heat pump system, a newly renovated kitchen and half bath plus so much more! Get ready to fall in love with the kitchen and dining areas that together offer open concept living at its best. The front to back living room with a wood burning stove tucked into the fireplace offers the perfect spot to gather. Upstairs, you'll find the master suite that was once used as an in-law with it's own entrance from the garage, an office, a second master complete with its own bath as well as two additional bedrooms. The lower level is partially finished with additional living space complete with a fireplace. All this plus a sprawling, flat back yard that is the perfect spot for summer fun and an ideal commuter location. A GEM!

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This Single-Family in Methuen, MA recently sold for $365,000. This Cape style home was sold by Marianne Leonard Cashman - William Raveis R.E. & Home Services.


78 Ayer Street, Methuen, MA 01844

Single-Family

$365,000
Price
$365,000
Sale Price

6
Rooms
3
Beds
2
Baths
**THIS IS YOUR CHANCE-BACK ON MARKET DUE TO FINANCING.** GET READY TO FALL IN LOVE WITH THIS COZY, CHARMING CAPE! You'll love the open concept living that the kitchen and dining room offer with so much space for everyone to gather. The gorgeous kitchen has granite countertops, mostly stainless steel appliances and a peninsula that transitions you into the dining room. The living room is flooded with natural light and is the perfect spot to relax at the end of the day. Also on the first floor is a bedroom - that is currently being used as an office as well as a full bath. Upstairs, you'll find the master bedroom and bath, an additional bedroom and tons of storage/closet space. The backyard offers privacy and with the oversized deck is perfect spot to gather on those summer nights. All this plus a newly painted interior, an ideal commuter location, Gas Heat, Central AC, a newer Furnace (12/15) and a brand new (3/19) Basement Systems TripleSafe Sump Pump System with Interior French Drain.

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45 Weyland Circle, North Andover, MA 01845

Single-Family

$749,900
Price

9
Rooms
4
Beds
4/1
Full/Half Baths
PRIDE OF OWNERSHIP SHOWS THROUGHOUT! These original owners have taken impeccable care of the property that offers hardwood floors on every level, lots of natural light, privacy and gorgeous views. From the front door, to the left is the formal dining room that leads into the kitchen with its stainless steel appliances, breakfast bar and eat in area. The kitchen/family room combined offer open concept living at it's best and even have access to the deck/back yard. Finishing off the first floor is the living room, half bath and laundry room. Upstairs you will find the master suite complete with two walk in closets, soaring ceilings and a spacious master bath. Guests will enjoy the second master, complete with it's own bath. Also on the second floor are two other good sized bedrooms and a full bath. The finished walk out lower level is great for entertaining and offers so many possibilities! It is perfect for a multi-generational family as it has its own full bath. THIS HOME IS A GEM!
Open House
Sunday
June 16 at 11:30 AM to 1:30 PM
Cannot make the Open Houses?
Location: 45 Weyland Circle, North Andover, MA 01845    Get Directions

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